If you dont find the answers you are looking for, you can always give us a call. We are happy to help answer all of your title related questions!

1. What is title insurance?

Title insurance is a form of indemnity insurance that insures against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage loans.

2. Do I need title insurance?

Yes. The essence of property ownership is that you can freely occupy, use, sell or pledge it in any way you see fit. Title insurance covers these rights and protects your investment.

3. What does title insurance protect against?

Title insurance protects against financial loss or damage occurring from liens, encumbrances, and defects in the title. It also protects against losses up to the coverage limit if the owner's right to actually own the property is challenged -- for instance by an undisclosed heir of the previous owner.

4. How much does title insurance cost?

Generally, title insurance costs about 1 percent of the purchase price of the home.

5. How long does title insurance last?

Title insurance protection lasts as long as the owner holds title to the property. Unlike other kinds of insurance, title insurance premiums are only paid once.

Drop A Message

Got any questions for us? We would love to hear from you! Fill out the form below and a member of our team will be in contact with you shortly. Thank you for your interest in New Home National Title!