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What is Title Insurance?

Prior to closing on your home, New Home National Title will conduct a title search to make sure that the seller can legally transfer ownership of the property to you. The title search will reveal any liens, zoning restrictions, or encumbrances on the property. A title search will also search the chain of title to uncover any third parties that may have a claim to the property. The process of a title search involves examining the deed as well as tax and court records to figure out the property’s ownership history.

Title insurance will protect you from any significant issues that might be found in the title, such as liens, restrictions, forged documents, and any mistakes in the ownership history. Moreover, it will protect you from legal expenses, up to the coverage limit of the policy, in the event that someone else attempts to claim ownership of the property. That’s why title insurance is vital for any real estate owner.

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